We offer a wide range of financing options through our banking partners, including:

• Home Purchase Loans: For buying new or resale apartments, villas, or independent floors.

• Plot + Construction Loans: Specifically for those buying land and planning to build.

• Home Improvement Loans: For renovating or extending your existing property.

• Balance Transfer: Moving your existing high-interest loan to a lower-interest provider.

Eligibility depends on your financial profile, but generally includes:

• Salaried Individuals: Employees of MNCs, Government sectors, or reputed private firms.

• Self-Employed Professionals: Doctors, CAs, Architects, etc.

• Business Owners: Individuals with a stable business vintage of at least 3 years.

• Age: Usually between 21 and 65 years (at the time of loan maturity)

While specific requirements vary by bank, the “Big Three” are usually:

1. Identity & Address Proof: Aadhaar, PAN Card, Passport, or Voter ID.

2. Income Proof: Last 3–6 months’ salary slips, Form 16, or 2 years of ITR for business owners.

3. Property Documents: Copy of the allotment letter, sale agreement, or title deeds

Most lenders fund between 75% to 90% of the property’s market value. The exact amount depends on your monthly take-home income and existing liabilities (like car loans or credit card EMIs).

We believe in 100% transparency. Standard costs outside of your EMI include:

• Processing Fees: A small percentage of the loan amount charged by the bank.

• Technical & Legal Appraisal Fees: For verifying the property’s value and “search reports.”

• Stamp Duty & Registration: Government charges for the transfer of property.