We offer a wide range of financing options through our banking partners, including:
Home Purchase Loans: For buying new or resale apartments, villas, or independent floors.
Plot + Construction Loans: Specifically for those buying land and planning to build.
Home Improvement Loans: For renovating or extending your existing property.
Balance Transfer: Moving your existing high-interest loan to a lower-interest provider.
2. Who is eligible to apply?
Eligibility depends on your financial profile, but generally includes:
Salaried Individuals: Employees of MNCs, Government sectors, or reputed private firms.
Self-Employed Professionals: Doctors, CAs, Architects, etc.
Business Owners: Individuals with a stable business vintage of at least 3 years.
Age: Usually between 21 and 65 years (at the time of loan maturity)
3. What documents will I need?
While specific requirements vary by bank, the “Big Three” are usually:
Identity & Address Proof: Aadhaar, PAN Card, Passport, or Voter ID.
Income Proof: Last 3–6 months’ salary slips, Form 16, or 2 years of ITR for business owners.
Property Documents: Copy of the allotment letter, sale agreement, or title deeds
4. How much can I borrow?
Most lenders fund between 75% to 90% of the property’s market value. The exact amount depends on your monthly take-home income and existing liabilities (like car loans or credit card EMIs).
5. Are there any hidden charges?
We believe in 100% transparency. Standard costs outside of your EMI include:
Processing Fees: A small percentage of the loan amount charged by the bank.
Technical & Legal Appraisal Fees: For verifying the property’s value and “search reports.”
Stamp Duty & Registration: Government charges for the transfer of property.
